advice, Budgeting, debt, generation y, Lifestyle, Lists, millennials, Tips, Uncategorized
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3 Steps to Getting Out of Debt that Actually Work

A big reason why many people struggle with changing money habits is like other behavioral habits, they are ingrained in us. Whether you are a saver or a spender or somewhere in between, we all struggle with changing habits, including how we view and spend our money.

Stanford Professor and Psychologist BJ Fogg has some great literature on changing tiny habits over time to create lasting changes. Many of the overall concepts he talks about I have used in this post to highlight some of my experiences and changes in behavior with money.

So how does someone set financial goals and actually stick to them? Why do we set some goals, have the best intentions of following through with them, and then never quite seem to reach them? We may genuinely want to make a change in our lives, but what stops us?

Well, I based on my own experience…

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