All posts tagged: finances

How We Eat [Healthy] For $75 A Week

Originally posted on Fit Gypsy Life:
Happy Monday, people! Are you heading to work for the week? Starting out with a meal prep Monday so you can crush your nutrition goals? This post is a teensy bit long but it’s something I get asked about a LOT so I promise it is packed full of helpful info ­čÖé I have written before about? Our Dave Ramsey Adventure? and how it changed our lives. If it weren’t for budgeting and planning, we would not have had the beautiful wedding we did, and we would probably have struggled a lot more in our marriage. We started our budget using this worksheet. And quickly learned that according to the suggested percentages we were WAY overspending on food. Based on our goals and initial income, we decided $300 was a good monthly rate for groceries. I shop weekly, so we budgeted that as $75/ week. Just for reference, I was spending probably $100-$120 by myself prior to moving in with Keaton, so this was huge adjustment. However, I have…

How to Deal with Debt Without Ruining Your Relationship

Originally posted on Millennials making cents of money:
Relationships can be hard enough, add money to the mix and it can be disastrous. Today, many millennials have student debt, credit card debt, auto loans, etc. ┬áFor the few that don’t, the odds are against you for finding a partner who doesn’t have any debt. ┬áThat doesn’t mean it’s impossible or that you shouldn’t date someone with debt. It just means you need to figure out how to talk about/manage debt before it becomes a problem to the relationship. Toni Coleman, a psychotherapist and relationship coach in McLean, Virginia, says she frequently sees couples dealing with problems such as hiding debt from each other, blaming each other for their dual debt and “an attitude of ‘yours’ and ‘mine,’ which keeps the couple from working together on a solution.” As a couple, you must work through the debt together. Here are steps to help you with this process: Be honest.┬áSome people feel they need to be ashamed of this debt, but let’s be real, college costs a…

10 Innovative Personal Finance Tips

Originally posted on Generation Y Retirement Account:
We see articles often about the most innovative companies, the most innovative technology, the most innovative fitness routines…why not the most innovative money tips? One thing I really dig about personal finance is consistency. There are many teachings & rules that were true in the past that are still applicable today. You really can’t doubt him when Warren Buffet states: “Do not save what is left after spending, but spend what is left after saving.” Buffet is now 85 years old and is worth $61.8 billion dollars. Whoa.┬á I had to take a minute to let that sink in again… When you start to read & learn more about personal finance, you start to recognize patterns. Lot’s of them. This is great though! Repetition really allows you to learn about a subject that may seem like completely unfamiliar terrain. Unfortunately, if we are not exposed to personal finance teachings in our youth we have to play an immense amount of catch-up in our adulthood. Since personal finance is…