All posts filed under: Budget

7 Days, 7 Tips: Budget Travel #7 (Track Your Spending).

Originally posted on Heart of a Traveller:
It’s already the final post of this series; it’s gone so fast! I thought I would keep one of my best tips for last; keep track of your spending. Now, if you a listing fanatic like me, this might come natural to you. I love to make “to do” lists, to keep track of pretty much everything in my life with lists, including the money I spend. If you’re not anything like that, trust me on this; keeping note of how much you spend whilst travelling will help you stick to your budget. When you write down how much you spend, you become more concious of it. You might realise that you’re spending too much on a certain thing, and you can then adjust accordingly. It’s up to you how you keep track of your spending. You could take note of everything you spend money on, but this can become tedious and you’re then more likely to stop doing it. Personally, I keep track of every time I…

Stacking Twenties: With Standing Plans

Originally posted on Stacking Twenties:
You know how, in sitcoms, the groups of friends always have that one bar or coffee shop that they constantly hang out at? And how, in real life, it takes hours of group texting to figure out when everyone’s going to be free and what you guys want to do and then you end up getting there and spending way too much on some fancy cocktail while you can barely hear your friends, or the conversation you want to be part of is all the way at the other end of the table? If I lived in a sitcom, I’d just have a standing date with all the people I like, and I’d get to see them regularly, and I wouldn’t spend my entire paycheck on it. Enter: game night! For the past month, a group of my friends have been getting together every Monday evening to eat a potluck dinner and play board/card games. We play all sorts of things. Exploding Kittens, Codenames (highly recommended for a fun team game) and…

Guide to Relocation: Transporting Your Car

My original plan to move to LA (two years ago) involved driving across the country. That plan was quickly shut down and I ended up having to transport my car. Driving would’ve been cheaper, but unfortunately that wasn’t an option. I didn’t know where to start. Naturally, I jumped on Google and researched away. Here are a few things I learned: 1. To quote or not to quote? The upside to getting a quote is that it will give you an estimate for the fees. The downside is that one year later (no joke) you may still receive the occasional quote from a company you looked into. How can you get a quote and avoid the spam emails? I advise calling different companies. Typically they’ll get back to you via phone. Or if they email you it comes from a person and not an automated system. Also, the “quote” is an ESTIMATE. The price is not guaranteed. Typically the company has the find a driver and then see if they will agree upon the price. …

Why I choose to rent…for now at least

Ever since my husband and I became debt free, most people in our circle of friends and family keep asking us when we are going to buy a house. It’s a very reasonable question as most people our age (early 30’s) are getting married, buying homes and making babies. The truthful answer to this is, I don’t know and I am in no rush. After grinding away for 2.5 years to pay off $120,000 of debt, the last thing on my mind right now is to get into more debt. Now I know the argument that mortgage debt is good debt, but that is beside the point. Where I stand personally in my life right now, debt is debt. Yes, I agree good debt (if there is such a thing) provides you with a better interest rate and increases your long term assets (sometimes), but your still on the hook to pay it back and that’s what I want to avoid right now. The feeling of owing anyone, anything. I know this feeling will probably…

The College Student’s Guide To Studying Abroad

Originally posted on TRVL 101:
Source Every college student dreams of studying abroad (or at least they should). I mean why not? Doing exactly what they’re doing at their home college, but abroad! I’ve been presented with an extensive list of excuses why not to study abroad; price, FOMO (fear of missing out), fear in general, etc, etc. It’s all BS. College should be a time to step outside of your comfort zone. This includes studying abroad. I’ve created this guide to provide a step-by-step analysis to getting yourself where you want to be. Choosing a Program The first thing you need to think about is ‘what are your academic goals?’ Are you interested in a semester, year, or break abroad? Are you interested in receiving Major related credit? Minor related credit? General education credit? Do you have a specific country you’re interested in going to? These are all questions you need to seriously consider! Believe it or not, there are more programs out there than you could possibly sift through. Narrowing down your wishes will help you locate the perfect program…

How to Control My Spending: Update

Originally posted on How To Get Things Done in 10 Ways:
A few weeks ago I posted about how I was going to get my spending under control. I had come up with a bunch of ideas that I thought would really help me. And the results are in…. They did help! I saved $600 during the month of August, compared to my average monthly spending! It was soooo exciting! But of course, I celebrated this with a trip to Starbucks, and Target. Yes, I broke down and went to the dreaded Target. Since I hadn’t been there in so long, there was a whole new season of everything out on the floor! Clothes, bags, shoes, decor, help, help, help. I went a little overboard with the celebrating, but I will definitely not be needing to go back to Target anytime soon. Like maybe for another two months. It felt really good to get that credit card bill and not have a heart attack by the amount I had put on it! Here is what I need…

the buddha bowl || 5 steps to creating a quick, well-rounded vegan dish.

Originally posted on she be kale-in' it:
i have learned a couple things since becoming vegan. here is what i know to be true: you can not survive without a high speed blender / food processor. seriously, i use it for EVERYTHING you can pretty much get rid of every plate you own, (yes, dramatic, I don’t advise it) but i do feel like everything is in a bowl. or a mason jar if you are anything like me. there is the smoothie bowl. salad bowl. rice and bean bowl….. you will buy bananas in bulk. you will become obsessed with all varieties of seeds. sesame, pumpkin, sunflower, hemp, chia. seeds seem to sneak their way into everything. whether blended or as a garnish – these little guys are always welcome in a plant based kitchen. which brings me to the construction of a “buddha” or “glow” bowl. they are flooding pinterest + i love them. colorful + tasty, they combine all the meal essentials you need in one nutritious, filling bowl of flavorful goodness. let…