When I graduated from college there were a few things I quickly learned about finances: 1. Student Loans The first thing you need to do is reach out to the company that financed your loan. They will probably send something in the mail when it gets close to the time for you to start paying back loans, but it’s safer to contact them during the grace period. They will probably let you know when your grace period ends, when to expect your first bill and how much it will probably be. It will also give you a chance to explore your options to reduce your bill. One thing I did was consolidate my loans. I also filed for an IBR to lower my monthly amount. Check out programs like SLS Managers to see if you qualify for loan forgiveness. For more tips on how to lower student loan debt, check out this Washington Post article. 2. Debt Get out of it! Credit…it may not seem important now but it probably will later. If you have …