All posts tagged: Budgeting

Living at Home in Your 20s

I have a confession to make: I’m nearly 24 years old and I live with my parents. I live in the same flat and the same room as I’ve lived in since I was five years old. Twenty years ago that would’ve been embarrassing. As far as I can tell (obviously I was a toddler at the time) most people moved out by their early 20s. People would live with friends or with their partners. By the time they were ready to marry and have kids they had already been independent for several years. If they did live at home a lot of the time they also lived with a partner/spouse and they were simply saving up money before they could get their own place.  The idea of someone, let alone thousands of people, living with their parents into their 20s and even 30s would have been weird. People would’ve wondered what was wrong with them. But now it is relatively normal. I can’t speak for the rest of the world (although recent analysis shows …

Maldives on the Cheap: Budget Luxury Guide

Originally posted on thewander-lust.com:
The Maldives is one of those countries I never imagined I would be able to visit. It was only a dream Paradise Travel Destination of mine for ages. If you asked me 8 years ago if I would like to go to Maldives, I would probably just laugh not because there’s something wrong with the idea of being there, in fact, it’s my dream but because I knew it would never ever going to happen.There are only three things which I know about the Maldives. First, it’s an Archipelagic Nation in the middle of the Indian Ocean. Second, it has lots of Private Luxury Resorts that I could never afford. Third, it’s damn expensive to go and stay there. But I guess, the Universe has a way of surprising me. Before I knew it, I found myself on a wooden platform at the balcony of an over-the-water bungalow while starring at the horizon and enjoying the scenic view of the brilliant turquoise blue ocean. Maldives was no longer a dream for me, but when I was there, It felt…

10 Innovative Personal Finance Tips

Originally posted on Generation Y Retirement Account:
We see articles often about the most innovative companies, the most innovative technology, the most innovative fitness routines…why not the most innovative money tips? One thing I really dig about personal finance is consistency. There are many teachings & rules that were true in the past that are still applicable today. You really can’t doubt him when Warren Buffet states: “Do not save what is left after spending, but spend what is left after saving.” Buffet is now 85 years old and is worth $61.8 billion dollars. Whoa.  I had to take a minute to let that sink in again… When you start to read & learn more about personal finance, you start to recognize patterns. Lot’s of them. This is great though! Repetition really allows you to learn about a subject that may seem like completely unfamiliar terrain. Unfortunately, if we are not exposed to personal finance teachings in our youth we have to play an immense amount of catch-up in our adulthood. Since personal finance is…

Money & Essentialism

Originally posted on Generation Y Retirement Account:
This past Friday, I finished a book entitled Essentialism: The Disciplined Pursuit of Less by Greg McKeown (selected by my new company’s book club)! It was a fast & incredibly relevant read. (P.S. If you’ve been to my corner of the internet a few times, you’ll start to recognize that books serve as a major source of inspiration for my posts). Today I’m bringing a breakdown of Essentialism, overall life, and how this all correlates to money & personal finance. More and more the rapidity of life, technology and pursuit of success seems to overwhelm individuals. I can attest to this…from shaping my resume & refining my GPA in high school and college, to graduating and feeling like I am constantly huffing and puffing to keep in stride with life. After leaving several years of life at the educational institute level, it suddenly seems like you are back to square one. Regardless of how equipped you may be with the knowledge you acquired in school/university, nothing can quite prepare…

How to make Vegan Hair Gel ~DIY

Hi Everyone, Happy Friday!!! its time for another DIY! I have been loving this one 🙂 I actually saw someone make this last weekend and I was shocked at how well it worked! so had to try it for myself 😀 I promise it won’t make your hair all dry and crunchy 😉 This Gel will keep in the fridge for about a week and you should make it fresh weekly.. don’t worry though its not hard at all… and I am giving you the microwave fast version here 😉 You will need: 2 cups of water 1/4 cup of brown flaxseeds Microwave safe bowl strainer container ( I just use an empty container I got from the dollar store ) How to: Put your flaxseeds and water into your microwave safe bowl. Place the bowl into the Microwave for 5 minutes ( 100power) make sure that the lid is covered as it might overflow in your microwave. Strain the flaxseeds from the gel. ( don’t burn yourself 😮 pour the gel in the small…

Craft Beer: The Case of Value

Originally posted on Generation Y Retirement Account:
You may have discovered (in person, or online) that I have quite a love held for craft beer. Leave it to residing in the beautiful Pacific Northwest abundant with hops, or the fact that Portland is the U.S. city that has the highest amount of craft breweries per capita – there are several other reasons why I choose to fork out a little extra for the value I receive when choosing craft beer vs. macro-brewery options. Now, this isn’t to say that I scoff at the big guys in the industry…I just have more reasons as to why I go for supporting the craft beer industry. In fact, I’m not quite alone! According to a Time.com Money article, “43% of millennials say craft beer tastes better than mainstream brews…” and there’s a strong correlation of sales in the craft beer industry booming as millennials reach the age of 21+. Here are my 5 reasons to show the case of value for craft beer – cheers! (*insert beer mug emoji here*) 1. Craft…