All posts tagged: personal finance

10 Innovative Personal Finance Tips

Originally posted on Generation Y Retirement Account:
We see articles often about the most innovative companies, the most innovative technology, the most innovative fitness routines…why not the most innovative money tips? One thing I really dig about personal finance is consistency. There are many teachings & rules that were true in the past that are still applicable today. You really can’t doubt him when Warren Buffet states: “Do not save what is left after spending, but spend what is left after saving.” Buffet is now 85 years old and is worth $61.8 billion dollars. Whoa.  I had to take a minute to let that sink in again… When you start to read & learn more about personal finance, you start to recognize patterns. Lot’s of them. This is great though! Repetition really allows you to learn about a subject that may seem like completely unfamiliar terrain. Unfortunately, if we are not exposed to personal finance teachings in our youth we have to play an immense amount of catch-up in our adulthood. Since personal finance is…

Money & Essentialism

Originally posted on Generation Y Retirement Account:
This past Friday, I finished a book entitled Essentialism: The Disciplined Pursuit of Less by Greg McKeown (selected by my new company’s book club)! It was a fast & incredibly relevant read. (P.S. If you’ve been to my corner of the internet a few times, you’ll start to recognize that books serve as a major source of inspiration for my posts). Today I’m bringing a breakdown of Essentialism, overall life, and how this all correlates to money & personal finance. More and more the rapidity of life, technology and pursuit of success seems to overwhelm individuals. I can attest to this…from shaping my resume & refining my GPA in high school and college, to graduating and feeling like I am constantly huffing and puffing to keep in stride with life. After leaving several years of life at the educational institute level, it suddenly seems like you are back to square one. Regardless of how equipped you may be with the knowledge you acquired in school/university, nothing can quite prepare…

Craft Beer: The Case of Value

Originally posted on Generation Y Retirement Account:
You may have discovered (in person, or online) that I have quite a love held for craft beer. Leave it to residing in the beautiful Pacific Northwest abundant with hops, or the fact that Portland is the U.S. city that has the highest amount of craft breweries per capita – there are several other reasons why I choose to fork out a little extra for the value I receive when choosing craft beer vs. macro-brewery options. Now, this isn’t to say that I scoff at the big guys in the industry…I just have more reasons as to why I go for supporting the craft beer industry. In fact, I’m not quite alone! According to a Time.com Money article, “43% of millennials say craft beer tastes better than mainstream brews…” and there’s a strong correlation of sales in the craft beer industry booming as millennials reach the age of 21+. Here are my 5 reasons to show the case of value for craft beer – cheers! (*insert beer mug emoji here*) 1. Craft…

Overcoming the Fear of Investing

Originally posted on Generation Y Retirement Account:
Looking at that blue pool, you think you might drown… But you get some help to put on those orange swim floaties & start kicking those legs in the water to complete a full lap Staring at that big brick building called “school,” you wonder how you will do in a brand new environment for a day… But your mom (or dad, brother, sister, nanny, babysitter, etc.) grabs your hand, walks you in, and your kindergarten teacher flashes you the biggest smile Watching people cruise down the pavement on their shiny bikes, you contemplate how you will ever be able to learn to ride a bike without falling… But you start by using those sturdy training wheels until you have the comfort to coast on down the park pathways Checking out the full plate in front of you as you sit at the kitchen table at your friend’s house, you gulp because you have never tried this type of food before… But you pick up that fork and manage…