All posts tagged: budget

How We Eat [Healthy] For $75 A Week

Originally posted on Fit Gypsy Life:
Happy Monday, people! Are you heading to work for the week? Starting out with a meal prep Monday so you can crush your nutrition goals? This post is a teensy bit long but it’s something I get asked about a LOT so I promise it is packed full of helpful info ūüôā I have written before about? Our Dave Ramsey Adventure? and how it changed our lives. If it weren’t for budgeting and planning, we would not have had the beautiful wedding we did, and we would probably have struggled a lot more in our marriage. We started our budget using this worksheet. And quickly learned that according to the suggested percentages we were WAY overspending on food. Based on our goals and initial income, we decided $300 was a good monthly rate for groceries. I shop weekly, so we budgeted that as $75/ week. Just for reference, I was spending probably $100-$120 by myself prior to moving in with Keaton, so this was huge adjustment. However, I have…

7 Days, 7 Tips: Budget Travel #7 (Track Your Spending).

Originally posted on Heart of a Traveller:
It’s already the final post of this series; it’s gone so fast! I thought I would keep one of my best tips for last; keep track of your spending. Now, if you a listing fanatic like me, this might come natural to you. I love to make “to do” lists, to keep track of pretty much everything in my life with lists, including the money I spend. If you’re not anything like that, trust me on this; keeping note of how much you spend whilst travelling will help you stick to your budget. When you write down how much you spend, you become more concious of it. You might realise that you’re spending too much on a certain thing, and you can then adjust accordingly. It’s up to you how you keep track of your spending. You could take note of everything you spend money on, but this can become tedious and you’re then more likely to stop doing it. Personally, I keep track of every time I…

How to Deal with Debt Without Ruining Your Relationship

Originally posted on Millennials making cents of money:
Relationships can be hard enough, add money to the mix and it can be disastrous. Today, many millennials have student debt, credit card debt, auto loans, etc. ¬†For the few that don’t, the odds are against you for finding a partner who doesn’t have any debt. ¬†That doesn’t mean it’s impossible or that you shouldn’t date someone with debt. It just means you need to figure out how to talk about/manage debt before it becomes a problem to the relationship. Toni Coleman, a psychotherapist and relationship coach in McLean, Virginia, says she frequently sees couples dealing with problems such as hiding debt from each other, blaming each other for their dual debt and “an attitude of ‘yours’ and ‘mine,’ which keeps the couple from working together on a solution.” As a couple, you must work through the debt together. Here are steps to help you with this process: Be honest.¬†Some people feel they need to be ashamed of this debt, but let’s be real, college costs a…

Guide to Relocation: Transporting Your Car

My original plan to move to LA (two years ago) involved driving across the country. That plan was quickly shut down and I ended up having to transport my car. Driving would’ve been cheaper, but unfortunately that wasn’t an option. I didn’t know where to start. Naturally, I jumped on Google and researched away. Here are a few things I learned: 1. To quote or not to quote? The upside to getting a quote is that it will give you an estimate for the fees. The downside is that one year later (no joke) you may still receive the occasional quote from a company you looked into. How can you get a quote and avoid the spam emails? I advise calling different companies. Typically they’ll get back to you via phone. Or if they email you it comes from a person and not an automated system. Also, the “quote” is an ESTIMATE. The price is not guaranteed. Typically the company has the find a driver and then see if they will agree upon the price. …

How I afford to travel

Originally posted on Sitting Pretty In The Queen City:
I get asked a lot how I afford to travel so I wanted to share with you how I’m able to go on all these trips! Sorry to disappoint but I don’t have a sugar daddy financing these excursions and my parents are not paying my way : ) The biggest thing ¬†I do is go on a financial diet when I’m home. I don’t have a large disposable income but I joined mint.com years ago for free and it keeps track of my spending and I can see where my weaknesses are in my budget (for instance eating out for me was adding up to be a lot so I joke about how I eat ramen noodles to afford travel.) I’ve been learning to cook more and it’s definitely saved some money. I also realized I’d be happy sacrificing a few things to set aside travel money. I only get my hair done maybe 2 or 3 times a year now and pay to get…